Today’s CD rates for December 25, 2025: Highest APYs range from 4.17% to 4.78%

The best CD yield from a national bank is Kennett Trust Bank with a 4.23% APY on a 12-month CD with a $500 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan Federal Credit Union ...
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Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...
MarketWatch

‘The window to lock in the highest rates is narrowing.’ Some CD rates still top 4% — but for how long?

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...
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Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We earn a commission from some links in our articles. Learn more If you’ve been eyeing a ...