On October 28, the CFPB issued an interpretive rule under the Fair Credit Reporting Act (FCRA) declaring that federal law generally preempts state laws governing the content of consumer credit reports ...

The Consumer Financial Protection Bureau (CFPB) issued an interpretive rule on October 20, 2025 stating that the Fair Credit Reporting Act (FCRA) preempts state measures barring medical debt in ...

The Consumer Financial Protection Bureau is reconsidering a set of recent consumer protections that won broad public support, signaling a major shift at the watchdog agency. New leaders are reviewing ...

The Trump administration took another step Tuesday to weaken protections for Americans with medical debt, issuing new guidance that threatens ongoing state efforts to keep that debt off consumers’ ...

If certain state laws are voided, millions of consumers with unpaid medical debt could see negative marks appear — or reappear — on their credit reports. Money; Getty Images Fifteen states that ...

Unfortunately, federal efforts to protect people from crippling medical debt have stalled. This means that now more than ever ...

President Donald Trump’s administration is about to ruin a lot of people’s credit. A new interpretative rule set published Tuesday by the Consumer Financial Protection Bureau will force people to ...

Because insurance claims often take time to process, patients can be left with unexpected bills that can harm their credit scores before coverage issues are fixed. HealthDay News — The Trump ...