Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Every December, financial advisors ask high-earning clients: have you done your backdoor Roth yet? The mechanics are ...

A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

Medicare’s IRMAA surcharge turns Roth conversion timing into a premium management tool, and retirees with large traditional ...

Transferring some of your retirement savings from a tax-deferred account like a 401(k) to a Roth IRA can help you reduce or possibly avoid required minimum distributions (RMDs) and income taxes later ...

Most high earners know they earn too much to contribute directly to a Roth IRA. Far fewer know their 401(k) plan may contain ...

If you manage your own finances online, consider getting some outside advice before making a big move — so you don’t make a ...

For many people in that situation, Roth conversions are the solution. Simply move funds out of a traditional retirement ...

This may be the perfect time to convert a traditional IRA to a Roth IRA.

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...