Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced investing with certificates of deposit.

A CD ladder is a simple way to earn more on your cash without locking it all up. Here's why it makes sense for 2026.

Building a CD ladder for emergency savings combines security and growth. It is an effective approach that makes sure your funds are accessible when you need them while earning higher interest than a ...

A CD ladder allows you to take advantage of the high yields that certificates of deposit (CDs) are currently offering while still keeping your money pretty accessible. But is CD laddering a good ...

My wife and I are saving $50,000 to buy a rental property in 2027. Our CD ladder strategy should earn us around $2,100 in interest. Buying CDs now locks in today's top interest rates and protects us ...

Investing in a certificate of deposit might be right if you’re not the risky type, as it’s a safe way to grow your money — that is, if you’re willing to leave it in the bank until it matures. Read ...

A bond ladder is a portfolio of bonds that mature at intervals. You may want to use the money as an income source for retirement or to finance an ongoing project. Bonds lock in a fixed interest rate, ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The post-pandemic era made getting a good CD rate simpler as rates on ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years Staff Senior Editor, Buy Side from WSJ Miranda Marquit is a staff senior ...