If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

Arvest Bank has released tips on how credit scores are affected and how consumers can improve them.

The Federal Reserve cut rates three times in 2025 — and that’s been good news for some borrowers. For example, mortgage rates are at their lowest levels since 2022, according to Freddie Mac. (You can ...

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

One way is to ask your lender for a credit limit increase, which would automatically increase your ratio if you have the same balance. Lenders weigh your income and payment histor ...

If there’s one thing almost everyone wants to know — other than how to find the fountain of youth — it’s how to improve their credit score. And for good reason: Boosting your credit score opens the ...

Here's the PROVEN method of how to increase your credit score FAST, even up to a perfect 800+ score. Follow these 5 easy ...

If you’re looking to improve your credit score fast, you might be interested in ChatGPT’s advice. When the artificial intelligence (AI) chatbot was asked how one could raise their credit score 150 ...