President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

A lousy credit score can cost you thousands. Here are the fastest, proven strategies to boost your numbers right now.

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...