Aiming at accelerating innovation and developing a unified payment services sector, the European Commission has adopted the Payment Services Directive (PSD2), which is expected to bring vital changes.

Under Article 74 of the Payment Services Directive (EU) 2015/2366 (“PSD2”), a payer may be required to bear the losses of unauthorised payment transactions up to a maximum of €50 provided the ...

The Payment Services Directive 2 is an EU directive that aims to enhance the safety of payments services in Europe while also encouraging healthy competition, innovation and the adoption of new ...

A bit more than 3 months ago, I submitted the blog "PSD2 - 10 questions I would like to see a clear answer on" (https://www.linkedin.com/pulse/psd2-10-questions-i ...

The PSD2 directive has been delayed, but will we be ready for it despite the extra time allowed? Will businesses be prepared? Are consumers even aware? And how will it affect us all? Processing ...

With Silicon Valley in the West and Shenzhen in the East having long dominated the tech scene, Europe’s leaders have been calling on the need for the EU to achieve technological sovereignty. This ...

Hundreds of blogs and articles have been published about PSD2, all calling it a revolution in the banking and payment landscape. With the deadline of PSD2 roll-out (14th September) just passed, I am ...

Below are two Italian developments on PSD2. More specifically, the Italian Government approved draft rules amending the Italian PSD2 implementation and the Bank of Italy issued instructions on certain ...

We're living in an interesting time for payments, with consumer and business behaviours shifting right in front of us. My predictions for the next three to five years is that card payment volume will ...

PSD2 is rolling out open banking across the EU and beyond, giving third parties access to bank account data. Here are six reasons things won't go smoothly Many industries fear 'Uberization' — the ...