Default risk refers to the possibility that a company may fail to meet its financial obligations, such as paying dividends or repaying debt. When a company that has issued common stock defaults, the ...

A large number of student loan borrowers have not made payments on their loans since fall 2024, when the post-pandemic relief period for past-due borrowers officially ended, according to the ...

Default risk on purchase loans match default risk on refinances for the first time since 2021, per new Milliman research For the first time in three years, home purchase loans are considered just as ...

Learn how to accurately quantify credit risk with key measures such as probability of default, loss given default, and exposure at default for informed lending.

Borrower credit quality and refinance activity push mortgage default risk slightly higher in Q1, prompting lenders to reassess overlays and risk exposure Milliman, a global consulting and actuarial ...

NEW YORK, May 24 (Reuters) - Wall Street's focus is turning to at-risk U.S. Treasury debt payments as the deadline to raise the government's $31.4 trillion borrowing limit or risk default ticks closer ...

The median risk of default for publicly traded US companies rose across most sectors from the end of March through the end of May. Wild swings in US stocks followed President Donald Trump's April 2 ...

A major advancement in risk management among large financial institutions has been the development of internal risk models. The models encompass institutions’ procedures and techniques for assessing ...

Through time, governments have often been dependent on debt to finance themselves, some in the local currency and much in a foreign currency. The consequences of sovereign default have been both ...

Do sovereign ratings provide a reliable indication of prospective sovereign default risk or merely a measure of the expected loss involved? It’s a moot point, but an important one, particularly as ...

Happy Friday! Today we learned that the sun is green, but also white, yellow, orange or red. We also got a new warning that there’s a “significant risk” that the U.S. government might soon run out of ...