In the U.S., having a credit score is essential in many aspects of life. One of the most common areas you’ll typically need credit is when you’re applying for a mortgage or auto loan. The better your ...

Picture a scenario where you’re at a store checkout point waiting for your turn and once there, the cashier offers you 20% off your purchase. The catch is that you’ll only get the deal if you sign up ...

Store credit cards often entice shoppers with immediate discounts and promotional offers, but they come with significant drawbacks that can lead to financial strain. With interest rates averaging 28.8 ...

Nearly every store has rewards credit cards available for customers, but not all the offers add up to major savings. These offers are often the "genesis" of long-term issues, one personal finance ...

If you're doing any of your holiday shopping in person this year, you may be asked if you'd like to sign up for a store credit card at checkout. It's a tempting offer. You can generally apply right ...

Lots of retailers offer their own store credit cards. Costco, Target, Home Depot, Nordstrom, Gap -- those are just some of many examples. Store cards often include an introductory discount, too. When ...