Comparing your savings to the average account balance actually tells you very little about whether or not your retirement ...

Americans are making early withdrawals from retirement accounts at a record pace, according to Vanguard Vanguard said 6% of clients took hardship withdrawals in 2025, up from 4.8% in the previous year ...

Armchair investors have endured several stomach-churning days in March, with the S&P 500 and Dow Jones averages seesawing in response to the Iran war, surging gas prices and inflation fears. When the ...

It's common for employers to match 401(k) contributions. Giving up that match for even a single year could have major long-term consequences. One of the best retirement savings tools available to ...

The typical pace of savings growth suggests most everyone gets off to a seemingly slow start. In the span of just a few higher-earning, late-career years, however, the pace of this growth dramatically ...

LOS ANGELES (AP) — Raiding retirement savings for a down payment on a home can be tempting, especially if you’ve struggled to scrape together enough money to buy. But should you? Most 401(k) and ...

Avg. 401(k) balances rose 11% to $146,400 in 2025: Fidelity The number of 401(k) millionaires hit a record 665,000 in Q4 Hardship withdrawals are also rising, Vanguard data shows New data from ...

A record share of Americans are tapping their retirement savings accounts to cover emergency expenses, according to new data from financial services firm Vanguard. In 2025, 6% of people enrolled in ...

A record number of Americans tapped into their 401(k) retirement savings for hardship withdrawals last year due to financial challenges, new data shows. Vanguard Group reported that 6% of participants ...

An op-ed by Karl Polzer of the Center on Capital and Social Equity argues that expanding 401(k)-style access, as proposed by Donald Trump, could advance universal retirement savings — but only with ...

IRAs and 401(k)s are two of the most popular retirement accounts in the United States. Nearly 65 million people own IRAs, according to the Tax Policy Center, and 34.6 percent of working adults have a ...