In Tuesday night’s State of the Union address, President Donald Trump proposed a new 401(k)-style savings plan that would include a federal match of up to $1,000 a year for the 56 million workers who ...

During his State of the Union address Tuesday night, President Trump unveiled a proposal to create retirement accounts for people who don’t have one at their jobs — an idea that puts the issue of long ...

President Trump said during his State of the Union address on Tuesday night that he wants to fix a "gross disparity" in America's retirement system by creating new accounts for the roughly 56 million ...

An existing law could help create new retirement savings plans for people who lack them. But there may be income restrictions on any match. By Ron Lieber and Tara Siegel Bernard During his State of ...

The White House is moving to expand retirement access for tens of millions of U.S. workers who lack employer-sponsored savings plans, unveiling a proposal that would pair a new federal retirement ...

Nearly six million employees at small businesses have gained access to 401(k) plans since 2019. The numbers have surged due to federal legislation reducing the financial barrier to launching a 401(k).

In my 20s and 30s, I tried to live in the present and ignored retirement planning. Now that I'm about to turn 40, I've started contributing to a 401(k), but I'm behind. I still have to combine my past ...

Every time the phone rings, Erik Daley can practically hear private equity coming for America’s 401(k)s. The line has been ringing a lot lately at his modest consulting business in Portland, Oregon.

If you’re a younger worker earning under $100,000 and managing your own 401(k) investments — or simply defaulted into a target-date fund — don’t be surprised if your employer starts nudging you toward ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which stack on top of the regular limits for employee contributions to ...

RMDs begin at age 73 for those born 1951-1959 and age 75 for those born 1960 or later. Provisional income above $34,000 for singles or $44,000 for couples triggers taxation on up to 85% of Social ...