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  1. Home Affordable Modification Program (HAMP)

    The largest program within MHA is the Home Affordable Modification Program (HAMP). HAMP’s goal is to offer homeowners who are at risk of foreclosure reduced monthly mortgage …

  2. Principal Reduction Alternative Under the Home Affordable …

    Find the answers to your questions on the Principal Reduction Alternative under the Home Affordable Modification Program (HAMP), which was established to help distressed …

  3. Home Affordable Modification Program: Meaning, Overview, FAQ

    Jun 2, 2025 · The Home Affordable Modification Program (HAMP) was a loan modification program introduced by the federal government in 2009 to help struggling homeowners avoid …

  4. Making Home Affordable - Wikipedia

    The Home Affordable Modification Program (HAMP) is designed to help financially struggling homeowners avoid foreclosure by modifying loans to a level that is affordable for borrowers …

  5. These FAQs are designed primarily for homeowners who have filed bankruptcy or are considering filing bankruptcy. For detailed information on HAMP and other options under the Making Home …

  6. HAMP - Mortgage Modification Program | Zillow

    Jun 6, 2025 · In 2009, the government created the Home Affordable Modification Program (HAMP), which is part of the government's Making Home Affordable Program designed to …

  7. What Is HAMP and How Does It Help Homeowners? • Benzinga

    Oct 5, 2023 · HAMP was created in response to the financial crisis of 2008 when rising interest rates increased the monthly payments for people with adjustable-rate mortgages.

  8. Home Affordable Modification ProgramSM (“HAMP®”), designed to help financially struggling homeowners, was announced on March 4, 2009. HAMP was effective for mortgages …

  9. How to Apply for the Home Affordable Modification Program (HAMP)

    Dec 12, 2025 · The Home Affordable Modification Program (HAMP) is a federal program designed to help homeowners in financial difficulty. The goal is to reduce your monthly …

  10. Understanding the Home Affordable Modification Program (HAMP

    Dec 15, 2024 · Established under the Troubled Asset Relief Program (TARP), HAMP offered relief to eligible homeowners by reducing their monthly mortgage payments, often through principal …