India's Digital Rupee was launched with huge expectations in December 2022. But 3 years later, here's the shocking truth: only ₹1,016 crore in circulation while UPI processes ₹28 lakh crore MONTHLY. In this video, I break down the real data (from RBI reports) on why Digital Rupee is struggling, whether you should use it, and what the future holds for India's CBDC experiment. 📊 KEY STATS COVERED: - Digital Rupee vs UPI comparison - Why banks say there are "no benefits" - Privacy concerns vs fina

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